Blue Cross Blue Shield Rehab

What Does Blue Cross Blue Shield Cover?

Blue Cross Blue Shield health insurance plans typically cover a variety of substance abuse and addiction treatment services, including inpatient treatment, outpatient programs, and medication-assisted treatment. The extent of coverage can vary based on the specific plan and the state in which you reside.

Coverage Variations

It is important to note that coverage details can differ depending on your specific BCBS plan and the state you live in. Some plans may have different copays, deductibles, or out-of-pocket maximums for addiction treatment services. To get a clear understanding of your coverage, it is best to contact BCBS directly or review your plan documents.

Treatment Options

BCBS plans generally cover a range of addiction treatment options, including inpatient treatment centers, outpatient programs, partial hospitalization, intensive outpatient programs, individual therapy, group therapy, family therapy, and medication-assisted treatment. The specific treatment options covered may depend on the plan and the medical necessity of the services.

Verifying Coverage

To verify your BCBS insurance coverage for addiction treatment, you can visit the Blue Cross Blue Shield Association’s website and enter the three-letter prefix before the identification number on your member card. Alternatively, you can find your specific company on the website’s listing of the 36 member companies by state.

Federal Employee Program

If you are a federal employee or retiree enrolled in the Federal Employees Health Benefits (FEHB) program, BCBS offers a Federal Employee Program (FEP) plan. The FEP and FEHB plans typically provide similar benefits to other BCBS plans, with some exceptions. You can review your benefits and coverage details on the FEP Blue site.

Does Blue Cross Blue Shield Cover Mental Health & Substance Abuse Treatment?

Yes, Blue Cross Blue Shield insurance plans generally provide coverage for mental health and substance abuse treatment, including rehabilitation for drug and alcohol addiction. However, the specific coverage details can vary depending on the state and the individual plan.

Coverage for Addiction Treatment

Most BCBS plans cover at least a portion of the costs associated with addiction treatment, such as medical detox, inpatient or outpatient programs, individual and group therapy, and medication-assisted treatment. The level of coverage may depend on factors like the type of treatment facility, whether it is an in-network provider or out-of-network provider, and the specific services provided.

Types of Treatment Covered

BCBS plans commonly cover treatment for various types of substance abuse, including alcohol addiction, drug addiction (e.g., opioids, benzodiazepines), and co-occurring mental health disorders. The coverage may include inpatient rehab centers, outpatient programs, individual counseling, group therapy sessions, family therapy, and medication-assisted treatment when deemed medically necessary.

Plan-Specific Coverage

The extent of coverage for addiction treatment can vary based on the type of BCBS plan you have. If you have an HMO (Health Maintenance Organization) plan, you may only be covered at HMO-contracted facilities. With a PPO (Preferred Provider Organization) plan, you have the option to seek treatment from a wider range of providers, including out-of-network facilities, but at a higher cost.

Verifying Your Coverage

To determine the specific coverage details under your BCBS plan, you can visit the Blue Cross Blue Shield Association’s website and enter the prefix from your member ID card or find your company’s listing by state. Additionally, you can review your benefits on the Federal Employee Program (FEP) Blue site if you are a federal employee or retiree enrolled in the Federal Employees Health Benefits (FEHB) program.

Finding Blue Cross Blue Shield Rehab Centers

If you are seeking addiction treatment and have Blue Cross Blue Shield insurance, you can find rehab centers that accept your insurance plan. Many addiction treatment providers work with BCBS to provide accessible care to individuals struggling with substance abuse and mental health issues.

In-Network Providers

To maximize your insurance coverage and minimize out-of-pocket costs, it is generally recommended to choose an in-network provider for addiction treatment. In-network rehab centers have a contract with BCBS to provide services at a negotiated rate. You can search for in-network providers through the BCBS website or by contacting their customer service.

Out-of-Network Providers

If you choose to seek treatment at an out-of-network provider, you may still have coverage, but the costs will likely be higher. Out-of-network providers do not have a contract with BCBS, so you may be responsible for a larger portion of the treatment costs. It is important to verify your coverage and understand the potential out-of-pocket expenses before committing to an out-of-network rehab center.

How to Verify Blue Cross Blue Shield Rehab Coverage

Verifying your Blue Cross Blue Shield insurance coverage for addiction treatment is an important step in accessing the care you need. There are several ways to check your coverage and understand what services are included in your plan.

Contact BCBS Directly

One of the most reliable ways to verify your BCBS rehab coverage is to contact the insurance company directly. You can call the customer service number on the back of your insurance card and speak with a representative about your specific plan’s coverage for substance abuse treatment. They can provide details on copays, deductibles, out-of-pocket maximums, and any prior authorization requirements.

Check Your Plan Documents

Another way to verify your coverage is to review your BCBS plan documents. These documents outline the specific benefits and coverage included in your plan. Look for sections related to behavioral health services, substance abuse treatment, or mental health care. The documents may also provide information on in-network providers and any limitations or exclusions.

Online Coverage Verification

Many addiction treatment providers offer online tools to help verify your insurance coverage. On their website, you can enter your insurance information, and their team will quickly check your coverage and benefits. This can give you a general idea of what services may be covered and help you make informed decisions about your treatment options.

Work with an Admissions Navigator

If you are considering treatment at a specific rehab center, you can work with an admissions navigator to verify your BCBS coverage. These professionals are well-versed in insurance benefits and can help you understand your coverage, answer any questions you may have, and guide you through the admissions process.

It is important to remember that while verifying your coverage is a crucial step, it is not a guarantee of payment. The ultimate determination of coverage and payment will be made by BCBS based on the specific services provided and the terms of your plan. However, verifying your coverage can give you a better understanding of what to expect and help you make informed decisions about your addiction treatment.

Blue Cross Blue Shield Rehab Coverage in Indiana

If you are a resident of Indiana and have Blue Cross Blue Shield insurance, you may be wondering what addiction treatment services are covered under your plan. BCBS of Indiana offers a range of health plans that provide coverage for substance abuse and mental health treatment.

Indiana Health Plans

Blue Cross Blue Shield of Indiana offers several health plans, including HMO, PPO, and high-deductible health plans. The specific coverage for addiction treatment may vary depending on your plan type and the services deemed medically necessary. It is important to review your plan documents or contact BCBS directly to understand your coverage details.

In-Network Providers

To maximize your insurance coverage and minimize out-of-pocket costs, it is generally recommended to choose an in-network provider for addiction treatment. BCBS of Indiana has a network of contracted providers, including rehab centers, that offer services at a negotiated rate. You can search for in-network providers through the BCBS website or by contacting their customer service.

Coverage for Inpatient and Outpatient Treatment

BCBS of Indiana plans typically cover both inpatient and outpatient addiction treatment services when deemed medically necessary. Inpatient treatment involves staying at a residential facility for a period of time, while outpatient treatment allows you to receive care while living at home. The extent of coverage for these services may depend on your specific plan and the treatment provider.

Medication-Assisted Treatment

Many BCBS of Indiana plans also cover medication-assisted treatment (MAT) for substance abuse disorders. MAT involves the use of medications, such as buprenorphine or naltrexone, in combination with behavioral therapy to help individuals overcome addiction. Coverage for MAT may require prior authorization and be subject to certain limitations.

If you are seeking addiction treatment in Indiana and have Blue Cross Blue Shield insurance, it is important to verify your coverage and find an in-network provider that meets your needs. You can contact BCBS directly or work with an admissions navigator at a rehab center to understand your coverage and explore treatment options.

Remember, seeking help for substance abuse and mental health issues is a sign of strength, not weakness. With the right treatment and support, recovery is possible. Take the first step today by reaching out to a qualified treatment provider and verifying your insurance coverage.

Conclusion

IndianaRehab.org provides individualized treatment plans to assist individuals in overcoming substance abuse and mental health disorders. Their admissions team guides individuals through the process, ensuring they feel supported from the initial contact to the first day of treatment. For information on available treatment options and how they can help, individuals can call (812) 898-3323. For additional assistance or to connect with addiction and mental health specialists, individuals can call SAMHSA’s National Helpline at (800) 662-4357. If immediate assistance is needed, individuals can call (812) 898-3323 or reach out to the National Suicide Prevention Lifeline at 988, or text HOME to 741-741 for the Crisis Text Line.

• Check my insurance
  

  Instantly Check Your Insurance Plan Coverage

  Most Insurance Plans Accepted

  • Your information will remain private and protected under HIPAA privacy laws.
  • You will receive a call or email within an hour to discuss your treatment options.
  • Completing the form does not mean you have to enter treatment.
  • Your insurance provider will not be notified if you complete the form.

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  Same Day Admission Available

  Indiana Rehab offers same day admission for those seeking help for addiction or mental health disorders. For more information on treatment programs, therapeutic offerings and the admissions process, call for a free and confidential consultation.

  Call (317) 707-9848

  What to Expect

  • 1Speak with an admissions specialist
  • 2Receive a personalized treatment plan recommendation
  • 3Review your insurance coverage and benefits
  • 4Plan the next steps to start your journey to recovery

  Request a Confidential Call

  FIRST NAME *

  LAST NAME*

  PHONE*

  EMAIL

  PREFERRED METHOD

  PHONE

  EMAIL

  Request a call

  

  Get The Help You Need for Addiction & Mental Health Disorders

  Are you searching for an Indiana drug and alcohol rehab that delivers quality addiction treatment? Indiana rehab extends quality care and respect to individuals struggling with addiction and mental health disorders.

  Get Local Help (317) 707-9848

  Available Services and Treatment

  • Drug and Alcohol Detox
    Medically supervised drug and alcohol detox ensures safety and comfort during withdrawal, with round-the-clock care and medications to alleviate or prevent severe symptoms.
  • Residential Treatment
    An inpatient program where patients live at the facility and are offered 24/7 support in a structured, therapeutic environment.
  • PHP / Day Treatment
    A partial hospitalization program (PHP), also known as day treatment provides intensive treatment while allowing patients to return home each day.
  • IOP / Intensive Outpatient
    An intensive outpatient program (IOP) is a flexible treatment option where individuals receive therapy 3-5 days per week while living at home, allowing them to maintain their daily responsibilities.
  • Standard Outpatient Therapy
    Standard outpatient therapy provides regularly scheduled therapy sessions 1-3 days per week for ongoing support without residential requirements.
  • Co-Occurring Disorder Treatment
    Integrated care addressing both addiction and mental health disorders simultaneously.
  • Telehealth Addiction Treatment
    Telehealth addiction treatment offers remote treatment options via confidential, HIPAA-compliant video conferencing to provide therapy and support.
  • Mental Health Treatment
    Comprehensive care addressing a variety of mental health conditions alongside or independent of addiction treatment.

  

  Get The Help You Need for Addiction & Mental Health Disorders

  Are you searching for a drug and alcohol rehab that delivers quality addiction treatment? Indiana rehab extends quality care and respect to individuals struggling with addiction and mental health disorders.

  Get Local Help (317) 707-9848

  Available Services and Treatment

  • Drug and Alcohol Detox
    Medically supervised drug and alcohol detox ensures safety and comfort during withdrawal, with round-the-clock care and medications to alleviate or prevent severe symptoms.
  • Residential Treatment
    An inpatient program where patients live at the facility and are offered 24/7 support in a structured, therapeutic environment.
  • PHP / Day Treatment
    A partial hospitalization program (PHP), also known as day treatment provides intensive treatment while allowing patients to return home each day.
  • IOP / Intensive Outpatient
    An intensive outpatient program (IOP) is a flexible treatment option where individuals receive therapy 3-5 days per week while living at home, allowing them to maintain their daily responsibilities.
  • Standard Outpatient Therapy
    Standard outpatient therapy provides regularly scheduled therapy sessions 1-3 days per week for ongoing support without residential requirements.
  • Co-Occurring Disorder Treatment
    Integrated care addressing both addiction and mental health disorders simultaneously.
  • Telehealth Addiction Treatment
    Telehealth addiction treatment offers remote treatment options via confidential, HIPAA-compliant video conferencing to provide therapy and support.
  • Mental Health Treatment
    Comprehensive care addressing a variety of mental health conditions alongside or independent of addiction treatment.
• Request a call
  

  Instantly Check Your Insurance Plan Coverage

  Most Insurance Plans Accepted

  • Your information will remain private and protected under HIPAA privacy laws.
  • You will receive a call or email within an hour to discuss your treatment options.
  • Completing the form does not mean you have to enter treatment.
  • Your insurance provider will not be notified if you complete the form.

  FIRST NAME *

  LAST NAME*

  PHONE*

  EMAIL*

  DATE OF BIRTH*

  INSURANCE PROVIDER*

  POLICY MEMBERSHIP ID*

  (OPTIONAL)

  INCLUDE IMAGES OF YOUR INSURANCE CARD

  UPLOAD FRONT OF CARD

  Max. file size: 25 MB.

  UPLOAD BACK OF CARD

  Max. file size: 25 MB.

  Submit

  

  Same Day Admission Available

  Indiana Rehab offers same day admission for those seeking help for addiction or mental health disorders. For more information on treatment programs, therapeutic offerings and the admissions process, call for a free and confidential consultation.

  Call (317) 707-9848

  What to Expect

  • 1Speak with an admissions specialist
  • 2Receive a personalized treatment plan recommendation
  • 3Review your insurance coverage and benefits
  • 4Plan the next steps to start your journey to recovery

  Request a Confidential Call

  FIRST NAME *

  LAST NAME*

  PHONE*

  EMAIL

  PREFERRED METHOD

  PHONE

  EMAIL

  Request a call

  

  Get The Help You Need for Addiction & Mental Health Disorders

  Are you searching for an Indiana drug and alcohol rehab that delivers quality addiction treatment? Indiana rehab extends quality care and respect to individuals struggling with addiction and mental health disorders.

  Get Local Help (317) 707-9848

  Available Services and Treatment

  • Drug and Alcohol Detox
    Medically supervised drug and alcohol detox ensures safety and comfort during withdrawal, with round-the-clock care and medications to alleviate or prevent severe symptoms.
  • Residential Treatment
    An inpatient program where patients live at the facility and are offered 24/7 support in a structured, therapeutic environment.
  • PHP / Day Treatment
    A partial hospitalization program (PHP), also known as day treatment provides intensive treatment while allowing patients to return home each day.
  • IOP / Intensive Outpatient
    An intensive outpatient program (IOP) is a flexible treatment option where individuals receive therapy 3-5 days per week while living at home, allowing them to maintain their daily responsibilities.
  • Standard Outpatient Therapy
    Standard outpatient therapy provides regularly scheduled therapy sessions 1-3 days per week for ongoing support without residential requirements.
  • Co-Occurring Disorder Treatment
    Integrated care addressing both addiction and mental health disorders simultaneously.
  • Telehealth Addiction Treatment
    Telehealth addiction treatment offers remote treatment options via confidential, HIPAA-compliant video conferencing to provide therapy and support.
  • Mental Health Treatment
    Comprehensive care addressing a variety of mental health conditions alongside or independent of addiction treatment.

  

  Get The Help You Need for Addiction & Mental Health Disorders

  Are you searching for a drug and alcohol rehab that delivers quality addiction treatment? Indiana rehab extends quality care and respect to individuals struggling with addiction and mental health disorders.

  Get Local Help (317) 707-9848

  Available Services and Treatment

  • Drug and Alcohol Detox
    Medically supervised drug and alcohol detox ensures safety and comfort during withdrawal, with round-the-clock care and medications to alleviate or prevent severe symptoms.
  • Residential Treatment
    An inpatient program where patients live at the facility and are offered 24/7 support in a structured, therapeutic environment.
  • PHP / Day Treatment
    A partial hospitalization program (PHP), also known as day treatment provides intensive treatment while allowing patients to return home each day.
  • IOP / Intensive Outpatient
    An intensive outpatient program (IOP) is a flexible treatment option where individuals receive therapy 3-5 days per week while living at home, allowing them to maintain their daily responsibilities.
  • Standard Outpatient Therapy
    Standard outpatient therapy provides regularly scheduled therapy sessions 1-3 days per week for ongoing support without residential requirements.
  • Co-Occurring Disorder Treatment
    Integrated care addressing both addiction and mental health disorders simultaneously.
  • Telehealth Addiction Treatment
    Telehealth addiction treatment offers remote treatment options via confidential, HIPAA-compliant video conferencing to provide therapy and support.
  • Mental Health Treatment
    Comprehensive care addressing a variety of mental health conditions alongside or independent of addiction treatment.
• (317) 707-9848