Does Cigna Health Insurance Cover Drug or Alcohol Rehab?
Cigna health insurance may provide coverage for all or part of the costs associated with drug or alcohol rehabilitation programs. The extent of coverage depends on the specific Cigna plan and level of coverage an individual has.
Depending on the Cigna policy and location, insurance may cover inpatient or residential treatment programs, as well as outpatient programs for substance abuse and addiction treatment. Cigna health insurance plans may cover a range of services related to drug and alcohol rehabilitation, such as individual counseling, group therapy sessions, family therapy, medication-assisted treatment, and treatment for co-occurring mental health disorders.
Inpatient and Outpatient Programs
Inpatient treatment programs involve residing at the addiction treatment center while receiving comprehensive care, such as counseling, medical services, and support group meetings. Outpatient programs allow individuals to receive treatment while living at home or in a sober living environment. Intensive outpatient programs (IOPs) offer more intensive services, typically meeting three days per week for 10 to 20 hours of therapy.
Covered Addiction Treatment Services
Cigna insurance plans may cover various addiction treatment services, including inpatient programs, residential treatment, outpatient programs, intensive outpatient programs, partial hospitalization programs, group therapy, individual counseling, family therapy, medication-assisted treatment, and dual diagnosis treatment for co-occurring mental health disorders. The specific coverage depends on the individual’s Cigna plan and level of coverage.